You already know the importance of keeping your Social Security number under loc…

You already know the importance of keeping your Social Security number under lock and key. But if you're not guarding your credit score, it's time to restructure your financial strategy. Getting your credit report is easy. You are entitled to one free copy from each of the three credit bureaus — Experian, Equifax and TransUnion — annually. Despite this, a 2015 survey conducted by the American Bankers Association found that 40 percent of Americans had not accessed their free credit …

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