How to Protect Identity and Prevent ID Theft

An identity can be defined as the association proving element of an individual with his profession, city or country. It is a proof of determining his rights from and duties towards country, employment institution, banking institution, society, and surroundings as a whole. Mostly when we talk of identity, we imagine a card indicating our birth, profession, nationality and so on.

To protect one’s identity is one of the prime responsibilities of every individual. Highlighted below are some of the ways in which every person can combat against identity theft via these self-precautionary measures:

• Keeping safe your personal information

Most commonly, personal information classifies as identity cards, driver’s licenses, employment cards, university identity cards, etc. You should not share these primary proofs of identity with anyone or keep them in easily accessible places. Even your closest friends should not have access to all of your personal information.

• Not sharing your passwords online or anywhere else

Despite notifications from instant messengers such as MSN and others indicating users to not share their passwords or login information online, most people have made it a customary action of doing so. You are not advised to ever share your passwords with others or leave them written on papers or even saved on your PC.

• Keeping a check on credit reports

With the increasing trend of banks offering credit monitoring along with other services they provide, keeping a close eye on credit reports is becoming more popular all the time. In order to safeguard against identity theft, keep close monitoring on your credit reports and notify any abnormal activity with your financial institution.

• Do not involve yourself with too many bank accounts and credit cards

The prime reason for not having too many credit cards is that it gets hard to keep track of all of them during your busy time and most of them go unchecked for months, even years. This increases the chances of ID theft, and you should try to limit your exposure to identity thieves as much as possible.

Source by Philip Richards

Leave a Reply

Your email address will not be published. Required fields are marked *